SCENARIOS
Pick your scenario. See the pathway.
Six scenarios cover the main borrowing intents for self-employed and PAYG households. Each scenario carries four doc pathways (full-doc / alt-doc / BAS-only / accountant letter), priced against the strength of evidence you can supply.
Scenario
Purchase
购房
Purchase loans: self-employed + PAYG pathways, mainstream rates within reach
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Scenario
Refinance
转贷
Refinance: recapture mainstream rates, upgrade alt-doc to full-doc
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Scenario
Investment Loan
投资
Investment lending: self-employed portfolios up to 5+ properties
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Scenario
Construction Loan
建房
Construction loans: land + build packaged, with transparent progress draws
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Scenario
Commercial Loan
商业
Commercial lending: shopfront / warehouse / office, structured against lease cash-flow
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Scenario
Cash-out
套现
Cash-out / equity release: convert property growth into your next move
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