DOC PATHWAYS
Self-Employed Home Loans — 4 Pathways Compared
The hard part of a self-employed home loan isn't the loan size — it's how you evidence your income. The big banks accept only 2 full years of tax returns. Halo Loan opens 3 other pathways. Each suits a different ABN tenure, industry and document state — pick the fastest one you'll clear.
Alt-Doc Home Loans
Big banks demand 2 years of full tax returns? Halo Loan packages BAS + bank statements + accountant letter as alt-doc evidence — formal approval in as little as 5 business days.
BAS-Only Home Loans
Home loans without tax returns? With 4 quarters of BAS + ABN ≥ 2 yrs, Halo Loan secures 80% LVR — formal approval in 10 days.
Full-Doc + Accountant Letter pages
Coming soon. The full-doc and accountant-letter comparisons are currently shown in the 4-pathway matrix at the bottom of each Alt-Doc / BAS-Only page.