RECENT DEALS
Real deals · anonymised
Every deal handled by our desk. Profile, amount, LVR, turnaround disclosed (de-identified) — a direct read on the scenarios Halo solves.
- Full-Doc Jumbo (HNW Self-Employed)
Toorak Specialist Physician, Pty Ltd: $2.5M Jumbo Full-Doc Upgrade
Toorak specialist physician (12yr Pty Ltd) + academic spouse upgrade to $3.35M. Jumbo hit big-4 DTI + Pty Ltd haircut + valuation. Halo Loan routed private-bank-style — $2.5M @ 5.94%, 74.6% LVR.
- Loan
- $2,500,000
- LVR
- 74.6%
- Turnaround
- 14 business days
- PAYG + ABN Hybrid Combined Servicing
Glen Waverley PAYG Nurse + ABN Renovator: Hybrid Combined Servicing, $1.8M
Glen Waverley couple — senior nurse manager PAYG $135k + ABN renovation contractor 2.5yr. Big-4 calculated $1.55M. Halo Loan placed it in the hybrid pool → $1.8M at 85% LVR, 14-day approval.
- Loan
- $1,800,000
- LVR
- 85%
- Turnaround
- 14 business days
- BAS-Only Pathway
Box Hill IT Contractor, 3yr ABN: BAS-Only Refinance, $1.2M at 6.59%
Senior Box Hill IT contractor, 3yr ABN, only 2 of 3 ITRs needed for full-doc. Halo Loan placed the refi on BAS-only, cutting rate from 7.19% to 6.59% — ~$7,000/yr saved, 10-day approval.
- Loan
- $1,200,000
- LVR
- 65%
- Turnaround
- 10 business days
- Alt-Doc (Flexible Documents)
Carlton Restaurant Owner, 4yr ABN: $1.0M Alt-Doc Home Loan at 80% LVR
Carlton multi-venue restaurant owner, 4yr ABN, $280k BAS net but $78k taxable income — declined by two big-4s. Halo Loan placed it on alt-doc: $1.0M at 80% LVR, 7-day formal approval at 6.49%.
- Loan
- $1,000,000
- LVR
- 80%
- Turnaround
- 7 business days